While driving, there are a variety of hazards on the road, including ones that can chip or crack your windshield. This is not an ideal situation, and it is even worse when the car you are driving is a rental car. If the windshield of your rental car becomes damaged, you may be wondering what the next steps are.
At Three Rivers Auto Glass, we’ve put together a guide to help you handle a cracked rental car windshield with ease.
What Type of Coverage is There for Rental Car Damage?
When you rent a car, you will typically be asked to sign a collision damage waiver. This is an expensive waiver that can almost double the cost of your rental. While it is expensive, it does offer thorough coverage against financial liability in the event of damage like a cracked windshield. If it is within your budget, this can be a great worry-free option for damage coverage.
Keep in mind that the collision damage waiver is not insurance, but rather it is an agreement between you and the rental company that they won’t charge you for things like administrative costs, loss of use, repairs, towing, etc., during your rental period. While this is the highest amount of protection available, it is often heavily overpriced, so it is not an option that works for all budgets. If you’d like to use this option, be sure to budget the extra money when planning your trip to ensure there is no surprise cost.
If you want to avoid this high cost, you can opt to use your personal car insurance to cover the rental car damage. Contact your insurance provider and make sure you have collision and comprehensive coverage to ensure your regular car insurance covers damages like a cracked windshield. It’s important to note that if you have basic liability insurance, your rental car will not be covered.
Check your insurance policy prior to renting a vehicle to determine if you need the collision damage waiver or not. This will help you when budgeting for your trip and planning your rental car costs. You can also check your travel insurance policy which will likely include coverage for your rental car. If you don’t own a vehicle, you can get a non-owner car insurance policy to cover damage to a rental car, such as a cracked windshield.
Steps to Take for a Cracked Rental Car Windshield
Regardless of the insurance coverage you have on your rental car, you will need to follow these steps to deal with the cracked windshield:
Check Your Coverage Options
As mentioned above, determine what type of coverage you have to see what insurance policy you want to use to cover the cracked windshield.
Inform the Rental Company of the Damage
If you choose to sign the collision damage waiver, there should be no additional steps since the agreement has already been made that you will not be charged for damage to the rental vehicle.
If you plan to use your personal insurance coverage, the rental company may offer to call your insurance company and file the claim for the windshield on your behalf, or you may need to file the claim yourself.
Do Not Attempt to Repair the Damage Yourself
No matter the situation, we do not recommend trying to repair the damage yourself. Doing so can not only result in poor results leading to more costly repairs but can also violate your rental agreement, leading to bigger issues.
Windshield Repair Services in Pittsburgh
At Three Rivers Auto Glass, we specialize in repairing cracked or chipped windshields to get you back out on the road! Contact us today to learn more.