How to Get Lower Car Insurance Rates

Like many people, you are probably looking for a way to save money. One way you can save some cash is to get a lower car insurance rate. Some of the top ways to get a lower car insurance rate is to compare prices among car insurance companies, adjust coverage to suit your budget, take advantage of available discounts.

At Three Rivers Auto Glass, we have put together some tips on how to get a lower car insurance rate.

Car Insurance RatesCompare Rates Among Insurers

Many insurance companies charge different rates for the same amount of coverage. They each treat factors such as age, credit history, and driving history that goes into determining your rate differently.

It is recommended that you get at least three or more quotes to compare against each other. Every 6 to 12 months, you should shop around when your policy is about to renew to maximize your savings.

Adjust Your Coverage to Suit Your Budget

You can reduce your coverage to save on your car insurance. The first way to do this is by lowering your policy limits. Your other option is to drop any unnecessary types of coverage. For example, if you own an older vehicle that doesn’t have a high value, you could drop your comprehensive coverage or collision coverage to save on cash.
If you decide to reduce your coverage, check to make sure that you are still in compliance with PA insurance laws and any of the requirements from your lessor or lender.

Look for Available Discounts

Major insurers offer discounts based on your vehicle features, driving history, and your policy choices. Many insurers offer discounts to drivers, saving up to 25% by paying online, going paperless, setting up automatic payments, or paying for the whole policy upfront rather than overtime. Be sure to look through all the discounts that our insurer offers to make sure you are taking advantage of as many available discounts as you can.

Windshield Replacement and Repair in Pittsburgh

At Three Rivers Auto Glass, we work will all insurance companies to make your windshield repair or replacement process quick and easy! Contact us today to learn more!

Covid Car Care

If you’ve been working from home like many others during the COVID-19 pandemic, it is likely that your car has been sitting mostly parked for the last several months. While you are enjoying the money your saving on gas and preventing wear and tear on your car, your vehicle still requires routine maintenance to stay in top shape.

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Common Holiday Driving Hazards

If you plan to travel this holiday season, it is important to keep yourself and your family safe by avoiding these common holiday driving hazards. The holidays are the season where many people feel rushed, indulge in boozy eggnog, or are distracted by their children in the backseat.

Driving distracted or impaired is always dangerous, but with the added factors of ice, low visibility, and snow, it is even more dangerous to be on the road in December compared to other times of the year. Three Rivers Auto Glass has prepared some of the most dangerous driving hazardous to avoid during the holidays which include: Continue reading

How to Defog Windows

Morning dew on your windshield is a common thing that many of us notice on our cars. This occurs when the outside and inside temperatures of the vehicle are different. When condensation occurs on the outside the windshield, this is caused when the moist, warm air condenses when it hits your car’s cold window glass. This mainly happens in the morning hours, and in the winter months, you can also experience condensation when you turn on the heater in your vehicle. Continue reading

Reasons to Invest in a Dash Cam

Using a dashboard camera can provide you with a range of benefits. It can help provide you with evidence in the event of a crash and can also help you with your car insurance. Dash cams are reasonably priced, and you can expect to purchase one for around $100.
Many dash cams record hours of video in a continuous loop. The most recent video will replace the older footage once you start your vehicle. You can purchase higher-grade cameras that can even record when your car is off, that are triggered by motion sensors or are equipped with GPS sensors that can overlay the speed, time, and location. Other dash cams offer a two-way video of the road ahead of you and of the passengers inside of your car.

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